Disclaimer / Legal Notice

1. Acceptance

Please read the following legal notes/conditions of use (hereinafter referred to as the “Conditions of Use”) carefully before accessing the website of ISGAM AG. By accessing the ISGAM website, you declare that you have understood the Conditions of Use and accept them in full. If you disagree with or do not understand one or more of the provisions in the present Conditions of Use, you should contact ISGAM and, in the meantime, we would ask you kindly to leave the ISGAM website.

2. Restricted access

Access to the ISGAM website is not permitted to people who, especially on account of their nationality and/or place of residence, are subject to legal regulations that prohibit the publication of the content of the ISGAM website or access to the ISGAM website (no matter what the reasons). People to whom this restriction applies are forbidden from accessing the ISGAM website.

3. No offer

The information and opinions published on the ISGAM website do not constitute advertising, recommendations or encouragement, offers or invitations to (i) purchase or sell investment vehicles; (ii) conduct such transactions; or (iii) conclude other legal business. They are exclusively for informational purposes. We cannot exclude the possibility that the described investment vehicles or services are unsuitable for you or are unavailable. ISGAM does not render legal, accounting or tax advice.

4. No advice

The information and opinions published on the ISGAM website do not serve as investment advice, nor do they constitute advice on legal, fiscal, business or other matters in any way. They are unsuitable as the basis for decision-making. Please seek advice from specialized experts before deciding on any specific course of action. The presentation of content over the Internet and the consultation thereof do not establish any legal relationship whatsoever between the provider and the user.

5. No guarantees

ISGAM takes utmost care in preparing the content of this website. The content on the ISGAM website is constantly updated and checked for correctness. Nevertheless, ISGAM and its contractual partners offer no guarantees (whether explicit or tacit) and make no promises about whether the content published on the ISGAM website is correct, accurate, up-to-date or complete. In particular, ISGAM is in no way obliged to update outdated information or opinions, remove these from the ISGAM website or flag them accordingly. The information and opinions available on the ISGAM website are subject to change at any time without prior notification. Furthermore, ISGAM accepts no responsibility and offers no guarantees that the functions on the ISGAM website will not be interrupted or error-free, that faults will be repaired or that the servers from which the content can be obtained are free of viruses, Trojans, worms, software bombs or other harmful components or programs.

In general, the past performance of an investment vehicle cannot in principle be used to draw any conclusions about the performance thereof in the future. Investments in foreign currencies are also subject to exchange-rate fluctuations. Dividends paid out in relation to individual investment vehicles may also change. ISGAM makes no guarantees (i) that capital invested in investment vehicles will appreciate in value or remain unchanged; or (ii) about the size of future dividends.

All the data provided through this website, including financial market data, exchange-rate information, reports, research and other financial information, comes from sources that are carefully chosen and considered reliable. All available information is provided to users without guarantees about its accuracy and without explicit or tacit guarantees or warranties with regard to quality, originality, copyright-infringement or its suitability for a specific purpose.

6. No liability

ISGAM accepts no liability and makes no guarantees that the information made available on its website is up-to-date, correct or complete. ISGAM shall not be liable for either direct or indirect damage, including loss of earnings, incurred on the basis of information provided on the ISGAM website or directly or indirectly related to use of the ISGAM website and the content therein or the risks of the financial markets. Liability shall be restricted to negligence or foreseeable damage and excluded with regard to consequential damage and loss of earnings.

7. No orders

The input fields on the ISGAM website are not available for submitting orders (e.g. for purchasing or selling investment vehicles) to ISGAM. Such orders will not be fulfilled by ISGAM – even without appropriate confirmation to the issuer – and will not establish any valid agreement with ISGAM.

8. Property rights, copyright and trademarks

All the elements on the ISGAM website are protected by intellectual property rights and are the property of ISGAM or third parties. Downloading or printing elements of the ISGAM website shall not transfer any rights thereto, in particular rights with regard to software or brands. Copyright and trademark notices may be neither changed nor removed. Reproduction of parts of or complete elements of the ISGAM website, no matter what form this may take (especially electronically or printed), is permissible only if accompanied by complete references to the source and with prior consent from ISGAM.

9. Links to other websites

Users who click on links (hyperlinks) may be taken away from the ISGAM website to the websites of other providers (“external links”) and their content. ISGAM provides links to third-party websites on its website in addition to its own content purely for reasons of user-friendliness and information. ISGAM has no control over the content of such third-party websites and accepts no responsibility for the correctness, completeness, veracity or actuality thereof or for its suitability for specific purposes. ISGAM accepts no liability whatsoever, particularly for possible direct or indirect damage or the consequences of using the content of third-party websites. ISGAM has no influence over the content of linked pages and therefore, despite taking great care in its choice, accepts no liability for the content of external links, particularly those that are changed after the link was established.   In addition, ISGAM makes no guarantees that such websites or their content (i) do not contain copyright or trademark infringements or other breaches of third-party rights; and (ii) are free of viruses and other hazardous components. No liability is accepted regarding the authenticity of the documents on the Internet.

10. Changes to the Conditions of Use

ISGAM reserves the right to change these Conditions of Use from time to time. You are therefore requested to read these Conditions of Use whenever you access the ISGAM website and determine whether you still accept the updated version thereof. If you disagree with or do not understand one or more of the updated Conditions of Use, kindly leave the ISGAM website.

11. Legal validity of the disclaimers

The aforementioned disclaimers shall be considered an integral part of the website that links to this page. If any parts hereof or individual expressions herein no longer or do not fully comply with the applicable legal framework, the content and validity of the remaining parts of this document will remain unaffected by this.

12. Applicable law and place of jurisdiction

For all customers, access to and use of this website as well as the Conditions of Use are subject to Swiss law. The place of jurisdiction is Zurich.